SBI PERSONAL LOAN SBI SARAL SCHEME
SBI SARAL SCHEME
SBI PERSONAL LOAN
Purpose SBI PERSONAL LOAN – The loan will be granted for any legitimate purpose whatsoever (e.g. expenses for domestic or foreign travel, medical treatment of self or a family member, meeting any financial liability, such as marriage of son/daughter, defraying educational expenses of wards, meeting margins for purchase of assets etc.)
Eligibility – You are eligible if you are a Salaried individual of good quality corporate, self employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing.
Loan Amount SBI PERSONAL LOAN – Your personal loan limit would be determined by your income and repayment capacity.
- Minimum – Rs.24,000/- in metro and urban centres Rs.10,000/- in rural/semi-urban centres
- Maximum – 12 times Net Monthly Income for salaried individuals and pensioners subject to a ceiling of Rs.10 lacs in all centres
Documents Required SBI PERSONAL LOAN – Important documents to be furnished while opening a Personal Loan Account
For existing bank customers
-Passport size photograph
-From salaried individuals
-Latest salary slip and Form 16
Margin – We do not insist on any margin amount.
Interest Rates – 16% P.A.
Repayment – The loan is repayable in 48 EMI. You are allowed to pay more than the EMI if you wish to, without attracting any prepayment penalty.
Security – NIL
Processing Fee – Processing charges are 2-3% of the loan amount. This is amongst the lowest fees in the industry. Processing fees have to be paid upfront. There are no hidden costs or other administrative charges.
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respected sir,
mein sbi sb a/c holder hoon . meine 3 baras pehele sbi personal loan liya tha.woh loan ki ktshte mein regular pay kar raha hoon. ab usi personal loan ko close kar ke dusara personal loan lena chaahta hoon. is ke liye meine sbi bank ki branch mein personal loan ke liye apply kiya tha . aur aap ki jo proccessing fees bhi jama ki thi . lekin unnone to personal loan reject kar diya . wajay company was not reputed company. magar 3 baras pehele jub meine personal loan liya tha to isi company mein job kartha tha . aur isi company ki salary certificate lagayi thi.tub personal loan mera pass ho gaya tha aur ab nahi ho raha hai.kyon? mein is company may 6 baras se job kar raha hoon. agar aap ko meri puri detail chahiye to de sak ta hoon .mujhe aasha hai ki aap mujhe help karoge.
thanks
warm regards
deepak govekar says:
September 6, 2010 at 12:10 pm
respected sir,
mein sbi sb a/c holder hoon . meine 3 baras pehele sbi personal loan liya tha.woh loan ki ktshte mein regular pay kar raha hoon. ab usi personal loan ko close kar ke dusara personal loan lena chaahta hoon. is ke liye meine sbi bank ki branch mein personal loan ke liye apply kiya tha . aur aap ki jo proccessing fees bhi jama ki thi . lekin unnone to personal loan reject kar diya . wajay company was not reputed company. magar 3 baras pehele jub meine personal loan liya tha to isi company mein job kartha tha . aur isi company ki salary certificate lagayi thi.tub personal loan mera pass ho gaya tha aur ab nahi ho raha hai.kyon? mein is company may 6 baras se job kar raha hoon. agar aap ko meri puri detail chahiye to de sak ta hoon .mujhe aasha hai ki aap mujhe help karoge.
thanks
warm regards
when i take personal loans i would sometimes make some of my properties as loan collaterials`~*
i might be needing personal loans next month coz i need a home renovation and some garden renovation too *~,
Sir i am govt ampyloed mujhe personal loan chahiye iske liye kya documents chahiye