Kotak Mahindra Aqua Gold Credit Card Features & Discount Offers

- Interest free cash withdrawals
- Zero charge EMI
- 2.5% fuel surcharge waiver
- Credit limit, up to 80% of term deposit amount
- Free for life

Credit Limit

- Up to 80% of the term deposit amount
- Known up front at the time of applying for card
- High credit limit, up to 12 lakhs

Interest Free Cash

- Up to 48 days
- Enjoy higher cash limit : 90% of your credit limit
- Cash Advance fee of Rs. 300/- per Rs. 10,000 or part thereof
- Available all year around

Zero Charge EMI

- No interest, No fee for 3 months
- Easy & Instant – Just call us for EMI conversion
- Flexible – Convert any purchase above Rs. 5000/- into EMI

Fuel Surcharge Waiver

- 2.5% Fuel Surcharge Waiver across all Fuel Pumps

Railway Surcharge Waiver

- Save 1.8% to 2.5%
- Railway Surcharge Waiver for offline & online transactions

Balance Transfer

- Processing fee of Rs.299 per Rs.10000
- Continued interest free period on fresh retail purchases
- Easy & Instant – Just call us to transfer your other credit card balances