KARNATAKA BANK SCOOTER MOTORCYCLE TWO WHEELER LOAN : KBL EASY RIDE

KBL EASY RIDE( For Two Wheelers)

RATE OF INTEREST
Upto 3 year – 10.50%
Above 3 year up to 5 year – 11.00%

ELIGIBILTY

- Individuals within the age limit of 21 to 55 years in case of salaried persons and 21 to 60 years in case of businessmen / professionals / self employed persons.
- Confirmed employees in the case of salaried person. Businessman should be in business for minimum period of 1 year.
- Salaried person must have gross monthly salary of Rs.4,500/- and businessman monthly income of Rs.3,500/- .
- Undertaking letter shall be furnished to the effect that the vehicle will be driven by valid license holder only.
- A company / firm, availing the loan in its name or in the name of executive / managing director / managing partner.

LIMIT ON LOAN AMOUNT
Maximum amount of loan Rs.100,000/-.
Upto 15 times net take home salary (in the case of salaried person) / declared annual gross income (in the case of professionals / businessmen / self employed person), or 100% of the invoice value of the vehicle whichever is lower. Road tax and insurance to be borne by the borrower.

REPAYMENT PERIOD – Upto 60 months.
Repayment can be made by equal / equated monthly instalments.

SECURITY

- Hypothecation of vehicle to be purchased.
- Solvent co-obligant / guarantor.

DOCUMENTS REQUIRED

- Proof of income (Salary certificate, income tax returns / assessment orders, audited financial statements etc.).
- Proof of identity
- Proof of address

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6 Responses to “KARNATAKA BANK SCOOTER MOTORCYCLE TWO WHEELER LOAN : KBL EASY RIDE”

  1. Sunilkumar V says:

    Dear sir,

    I am planning to purchase Bajaj Discover 150cc with your co operation, so kindly suggest me with best interest and downpayment.

    I am having Salary account with KBL and my net month salary is 7,200/-.

    Waiting for your reply.
    Sunil
    9449599706

  2. fgdf says:

    the best ting that u should do is take loan from one of the public banks and not from private banks. There is a massive difference in the rate of interest.

  3. shankar kamble says:

    Dear sir,

    I am planning to purchase Hero Honda Splendor pro spoke self start bike with your co operation, so kindly suggest me with best interest and downpayment.

    I am having S/B account with KBL and my net month salary is 5,700

    Waiting for your reply.
    Shankar Kamble
    9960115199

  4. Ranjit Satvara says:

    Dear sir,

    I am planning to purchase Hero Honda CD-DELUX Aloy self start bike with your co operation, so kindly suggest me with best interest and downpayment.

    I am having S/B account with KBL and my net month salary is 6000

    Waiting for your reply.
    Ranjit Satvara
    9723278068

  5. yogesh.B.N says:

    Dear sir,

    I am planning to purchase Hero Honda Splendor puls bike, so kindly suggest me with best interest and howmach downpayment. I am having S/B account with KBL and my net month salary is 6,000 and bisnesess income 8000

    Waiting for your reply.
    yogesh

  6. PRASHANTH says:

    hai

    i I am planning to purchase Hero Honda Splendor puls bike, so kindly suggest me with best interest and howmach downpayment. I am having S/B account with KBL and my net month salary is 9.2k waiting for ur reply

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