ICICI Bank Travel smart Gold credit card Features Charges & Review

Features: 10% cash back (discount) on any airline ticket booked through Makemytrip.com24x7 Personal Travel Desk for assiastance in booking flights, hotels, holiday packagesGuaranteed 5% cash back on holiday packages booked through Makemytrip.com

	Joining Fee(in rupees):	1655
	Annual Fee(in rupees):	1655
	Add On Card – Issue Fee (in rupees):
	Interest Rate -on revolving Credit:	41.69%
	Interest Rate – on Cash Withdrawal:	41.69%
	Interest Rate – on Balance Transfer:	10.11% p.a. for first 6 months,followed by 20.09% p.a thereafter
	Reward points:	10% cash back on basic fare on any domestic and International airline ticket booked through Makemytrip.com
	Surcharge on Fuel:	2.5% waived off at all all petrol pumps
	Cash Withdrawal Fee:	2.81% on advanced amount, subject to a minimum of Rs. 337.08.
	Late Payment Fee:
	Overlimit Charges:	2.81% on over limit amount (subject to a min. of Rs. 561.80).
	Maximum Credit Free Period:	Up to 52 days
	EMI on call facility:	Available
	Personal loan facility on Credit card:	Available
	Interest Rate On Personal Loan on Credit Card:
	Processing Fee on Personal Loan on Credit Card:
	Prepayment Charges On Personal Loan On Credit Card:
	Railway Booking – Surcharge:	1.80% for Internet transactions and 2.5% for other bookings
	Balance Transfer Processing Charges:
	Minimum Repayment Amount:	5% of outstanding balance
	Foreign Currency Transaction Surcharge:	3.93%