ING VYSYA SARAL SAVINGS ACCOUNT
ATTRIBUTES
- Quarterly Average Balance of Rs. 200/- to be maintained in the account.
- Penalty for non-maintenance of QAB will be Rs. 45/- per quarter.
- Free issue of personalised chequebook.
- Free 6 cash transactions per month at base branch through withdrawal slips. Over and above 6 transactions per month, every additional transaction during the month will be charged at Rs.20/- per transaction.
- Free annual Statement of Account.
PAID SERVICES
- Debit Card – Rs. 100/- per annum.
- Internet Banking – Rs. 100/- per annum.
- Customer Service Line – Rs. 100/- per annum.
- All AAA cash deposits and withdrawals are charged at Rs. 50/- per transaction.
- Adhoc / Additional statement of accounts will be charged at Rs. 50/- per transaction.
- Up gradation from any other savings account of the Bank to the Orange Savings account at no additional cost.
ELIGIBILITY
- Individuals above the age of 18.
- Customers at Rural & Semi Urban...
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ING DEMAT ACCOUNT SERVICE CHARGES AND FEES
Account opening Charges – Nil
Annual Membership Fee (AMF) Payable in advance and non refundable. Chargeable every year on all accounts as at the close of March. of March.
For Individual Accounts. – Revised AMF for Individual Accounts: Category
1. Rs.300/- PA [For clients receiving statement cum Bill by e-mail plus recovery of DP charges through Standing Instruction to IVBL account.]
2. Rs.350/- PA [For clients opted recovery of DP charges through Standing Instruction to IVBL account.]
3. Rs.1000/- PA [For clients neither opted receiving statement by e-mail nor recovery through IVBL account.]
For Corporate Accounts – Revised AMF for Individual Accounts: Category
1. Rs.500/- PA (For clients receiving statement cum Bill by e-mail plus recovery of DP charges through Standing Instruction to IVBL account.
2. Rs.600/- PA [For clients opted recovery of DP charges through Standing Instruction to IVBL account.]
3. Rs.2500/- PA [For...
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TERM DEPOSITS RATES FOR SENIOR CITIZENS
92 days to 182 days ~~ 8.50 %
183 days to 364 days ~~ 8.50 %
365 days ~~ 9.00 %
366 days to 500 days ~~ 10.00 %
501 days to 1095 days ~~ 9.75 %
1096 days to 10 years ~~ 9.50 %
Term deposit interest rates for general public
7 days to 14 days ~ 4.00 %
15 days to 30 days ~ 5.00 %
31 days to 60 days ~ 5.50 %
61 days to 91 days ~ 7.95 %
92 days to 364 days ~ 8.00 %
365 days ~ 8.50 %
366 days to 500 days ~ 9.50 %
501 days to 1095 days ~ 9.25 %
1096 days to 10 years ~ 9.00...
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KBLVIDYANIDHI EDUCATION LOAN
ELIGIBILITY
Anyone who intends to educate himself / herself if major, or a minor student represented by parent or guardian, of Indian nationality, who has secured admission to a professional / technical / other course, in India or abroad.
COURSES ELIGIBLE FOR THE EDUCATION LOAN
Studies in India:
Graduate Courses – B.A., B.Sc., B.Com., B.C.A., B.B.M., Diploma in Engineering
Post Graduate Courses – Masters and Ph.D
Professional Courses – Engineering, Medical, Agriculture, Nursing, Veterinary, Law, Dental, Management, Computer, Pharmacy, Physiotherapy, Hotel Management, ICWA, CA, CFA
Courses conducted by IIM, IIT, XLRI, NIFT
Courses offered in India by reputed foreign universities
Evening Courses of approved Institutes
Other Courses leading to Diploma / Degree conducted by Colleges / Universities approved by UGC / GOVT. / AICTE / AIBMS / ICMR
Courses offered by National Institutes and other reputed private Institutions.
Studies Abroad:...
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KBL Apna Ghar and Housing Loan Scheme for NRI’s
Period of loan upto 5 years – 8.75%
Period of loan above 5 years up to 15 years
- Rs. 30 lakh and below – 9.50%
- More than Rs. 30 lakh and less than 50 lakh – 9.75%
Salaried Persons (Scheme Loans)
Upto Rs. 2.00 lakh – 13.25%
Above Rs. 2.00 lakh – 14.25%
KBL Car Finance (for new vehicles only)
Loan up to 3 years – 10.50%
Above 3 years – 11.00%
For Second Hand Vehicle
Loan amount cannot exceed Rs. 15 lakh
Upto 1 year old vehicle 13.75%
Above 1 year up to 3 year old vehicle 13.75%
KBL Easy Ride
Loan amount cannot exceed Rs. 1 lakh
Upto 3 year 10.50%
Above 3 year up to 5 year 11.00%
KBL Varthak Loans
Irespective of the Loan amount – 12.00%
KBL Udyog Mitra
Irespective of the Loan amount/Category/Tenure of Loan. – 12.00%
Vidyanidhi Educational Loan Scheme
Upto Rs. 4.00 lakh – 12.25%
Above 4.00 lakh – 13.25%
KBL Insta Cash – 12.75%
KBL Vahana Mitra
Upto Rs.10.00 lakh...
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INGVYSYA BANK FIXED DEPOSIT INTEREST RATES
FOR SENIOR CITIZENS
92 days to 182 days ~ 8.50 %
183 days to 364 days ~ 8.50 %
365 days ~ 9.00 %
366 days to 500 days ~ 10.00 %
501 days to 1095 days ~ 9.75 %
1096 days to 10 years ~ 9.50 %
FOR GENERAL PUBLIC
7 days to 14 days ~ 4.00 %
15 days to 30 days ~ 5.00 %...
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